Do Nurse Anesthetists Need Malpractice Insurance?
Certified Registered Nurse Anesthetists (CRNA) need malpractice insurance. CRNAs have work duties during surgical procedures that make them responsible for a patient’s vital functions and pain levels, while sedated. Nurse anesthetists must be careful to calculate the precise dosage of anesthetic medicines. Nurse anesthetics hold patient’s lives in their hands. There is a higher liability risk when dealing with patients ,both before, during, and after surgery. It is possible that there may be a complication and a nurse anesthetist gets sued. Of course it is possible to get sued without anything having gone wrong. Hence, nurse anesthetists need to have malpractice insurance while practicing. The main reason is to provide legal defense for a complaint against a nurse anesthetic’s license.
Employee Covered Malpractice Insurance
Nurse anesthetics can be covered by an individual coverage or by an employer’s policy. Most employers will provide nurse anesthetists with malpractice insurance. The malpractice insurance covered by an employer may or may not be enough. However, every employer will have loyalty to its organization or institution. In case of a claim, an employer’s policy will not have a nurse anesthetic’s interest at heart. The majority of nurse anesthetics have not even seen their employer’s policy. Those without their own personal malpractice insurance can find themselves unaware of final dispositions. It is therefore recommended that nurse anesthetists purchase their own malpractice insurance. Malpractice insurance is important if a nurse anesthetic has a claim made and needs legal representation. The best investment a nurse anesthetist can make is on themselves, by purchasing their own malpractice insurance to protect their license.
Regardless of who purchases the malpractice insurance nurse anesthetics need it. Nurse anesthetics should also have knowledge of malpractice insurance. Nurse anesthetics must understand malpractice insurance to protect their practice and assets. A malpractice insurance policy allows nurse anesthetics to work in a limitless number of hours. There are various different aspects of malpractice insurance one must consider. Things to consider include which insurer to select, types of policies, and liability limits. All of these factors will play an important role if there is ever a claim made.